Finance representative example Personal Contract Purchase: Payable by 48 payments of £312.15 and an optional final payment of £12,497.50 Payments are based on a duration of agreement of 48 Months, 6,000 miles per annum, a Cash Price OTR of £23,599.00 with a deposit of £4,719.00 leaving an amount of credit of £18,880.00. The agreement is calculated using a 13.8% APR and a total amount payable of £31,887.55. Excess mileage charged at 6 pence per mile.